Fraud Alert: ACH Transactions

23 July 2010
Nicole Thompson

Scammers are targeting people with fraudulent e-mails claiming that an unauthorized ACH transaction has taken place. The subject line reads "Unauthorized ACH Transaction" and the e-mail includes a link that redirects recipients to a fake web page where malware will be downloaded to victims' computers. See a sample of the e-mail below.

= = = = = Sample E-mail = = = = = =

From: Information
Sent: Thursday, July 22, 2010 8:27 AM
To: Doe, John
Subject: Unauthorized ACH Transaction

Dear bank account holder,

The ACH transaction, recently initiated from your bank account, was rejected by the Electronic Payments Association. Please review the transaction report by clicking the link below:

Unauthorized ACH Transaction Report

Do not follow website links in unsolicited e-mails from unknown parties or when e-mails seem suspicious or unusual. If you suspect your computer has been infected with malware or a virus, contact a computer security expert.