RELATIONSHIP REWARDS

At PEFCU membership has its rewards - low interest rates on loans, high returns on deposits and friendly service. We constantly strive to do what's best for our members. That's why we offer Relationship Rewards.

The Relationship Rewards program is designed to offer you rewards based on your total average monthly balance on the PEFCU products and services you use. The greater your balance, the greater your rewards. There is no need to sign up. All PEFCU members automatically qualify for Relationship Rewards. Your relationship tier is calculated from your balances every month to maximize your benefits.

Your relationship tier is indicated in the "Summary of Accounts" section at the top of your monthly statement or eStatement. Based on your relationship tier, you can get discounts on loan rates, bonuses on CD rates, rebates on mortgage closing costs, waived monthly fees on your checking account and more.

Any PEFCU loan or deposit product you use including savings, checking, money market, share certificates, auto loans, credit cards, signature loans, mortgages, home equity loans, and PEFCU Trust and Financial Services investment accounts qualify you into a relationship tier. If you also have an active PEFCU checking account, an additional 0.10% is added to the relationship bonus/discount you already qualify for.

To get the best benefits, increase your household balance by bringing all your accounts to PEFCU. Contact a PEFCU Representative to help you transfer your non-PEFCU accounts today.

**An additional 0.10% Bonus is applied if the member has an active checking account.

*See a PEFCU Representative for more information on Relationship Tiers. Relationship Rewards discounts/bonuses tier rate differentials may vary periodically. APR refers to Annual Percentage Rate. APY refers to Annual Percentage Yield, which reflects the total amount of dividends based upon rate and frequency of compounding.

*For disclosures, please see Guide to Member Services, Fee Schedule and Further Information.